American Express Business Gold Rewards Card

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Apply for American Express Business Gold Rewards Card
Issuer: American Express
Credit Card Type: Business Credit Cards
Reward Type: Other
APR: None
Introductory APR: None
Introductory Period: None
Intro APR applied to: None
Cash Advance APR: None
Annual Fee: $75.00
Grace Period: n/app
Card Status: Gold
Credit Rating: Good Credit
Full Terms and Conditions: Click Here
  • First Year Fee-Free
  • No Pre-Set Spending Limit
  • No Finance Charges
  • Free Access To OPEN: The Small Business Network


Type of RewardPoint
Optional RewardYes
Optional Annual Fee$40


Points Per Dollar Spent1 Point
Additional PointsNone
Point DetailsNone


Miles-Points ExpirationNone
Yearly LimitNone
Bonus Upon ApprovalNone
Bonus with First PurchaseNone
Bonus with Balance TransfersNone
Bonus AnnualNone
Bonus OtherNone
Bonus DetailsNone


Best Card FeatureAnnual fee waived for the first year when applying online; various business expense related discounts; access to the Membership Rewards® program.
Worst Card FeatureSlightly high annual fee for additional cardholders; fee for reward program.
Card ReviewThe Business Gold Card, issued by American Express®, is a charge card designed for those who plan to pay business related expenses in full each month. This card is for businesses with good credit. Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates. There is an annual fee of $75 for the primary cardholder and $35 for each additional cardholder. The fee for the primary cardholder and additional cardholders will be waived for the first year as long as the application is submitted online. As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include quarterly expense reports and special discounts from FedEx®, AT&T®, Staples®, and other selected retailers. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply for the discounts. The card also offers access to the Membership Rewards® program for an additional annual fee of $40. This program offers one of the best and most flexible reward programs available in the credit card industry due to the variety of merchandise and services that can be redeemed for accumulated points. In addition, there is no expiration or maximum number of points that can be earned. Therefore, those who can afford to pay in full each month and will be able to take advantage of the rewards program as well as the additional discounts at participating merchants, will benefit most from what the Business Gold Card has to offer.
Date Updated2005-02-01 00:00:00

Lowest Fixed APR Rate: 5.50%

Lowest Variable ARR Rate: 8.49%

Total Credit Cards in Database: 102