Asiana VisaŽ Classic Card

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Apply for Asiana VisaŽ Classic Card
Issuer: Bank of America
Credit Card Type: Airline Credit Cards
Reward Type: Airline
APR: 15.49% Variable
Introductory APR: 1.90%
Introductory Period: 6 months
Intro APR applied to: Purchases, Balance Transfers
Cash Advance APR: 21.49% Variable
Annual Fee: $50.00
Grace Period: 20 Days (Min.)
Card Status: Standard
Credit Rating: None or Poor Credit
Full Terms and Conditions: Click Here
  • 3,000 Bonus Miles
  • 1 Mile Awarded For Each Dollar Spent In Eligible Purchases
  • $50 Annual Discount On First Asiana Airlines Ticket Purchase
  • Total Security Protection
 

REWARD INFO

Type of RewardMile
Optional RewardNo
 

AIRMILES INFO

Miles Per Dollar Spent1 Mile
Mile DetailsNone
Miles-Points ExpirationNone
Yearly Limit50,000 Miles
Bonus Upon ApprovalNone
Bonus with First Purchase3,000 Miles
Bonus with Balance TransfersNone
Bonus AnnualNone
Bonus OtherNone
Bonus DetailsNone
 

MISC INFO

Best Card FeatureBonus; annual ticket discount; low introductory rates.
Worst Card FeatureAnnual fee; yearly limit on miles.
Card ReviewThe Asiana VisaŽ Classic Card, issued by Bank of America, is designed for those with an average credit history who travel frequently via Asiana Airlines. Through the airline reward program, one mile is earned for every dollar spent on the card, which can be redeemed towards free travel on Asiana Airlines. Cardholders receive 3,000 bonus miles with their first purchase. There is a limit of 50,000 miles that can be earned per year; however, points do not expire. Unfortunately, the card does not offer additional miles for selected purchases or services, which may be a slight disappointment. Aside from the reward program, cardholders can expect common benefits offered by Bank of America that include up to $100,000 in travel accident insurance, auto rental insurance, and an annual discount of $50 for an Asiana Airlines ticket purchase. The interest rate for purchases and balance transfers is reasonable for a reward card (for those who qualify), though not ideal for those who plan to carry a balance. There is a low introductory rate that applies to purchases and balance transfers for six months and the annual fee is about average for an airline reward card. Therefore, those who qualify for the lowest rate offered, plan to pay in full each month (to avoid finance charges), and will be able to redeem a free ticket within a two-year period (due to it's annual fee of $50), will benefit most from what the Asiana VisaŽ Classic Card has to offer. Those with very good credit may want to consider the platinum credit card, which offers additional benefits but with a higher annual fee.
Date Updated2005-02-01 00:00:00

Lowest Fixed APR Rate: 5.50%

Lowest Variable ARR Rate: 8.49%

Total Credit Cards in Database: 102