Chase Travel Rewards« Platinum MasterCard«

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Apply for Chase Travel Rewards« Platinum MasterCard«
Issuer: Chase
Credit Card Type: Reward Credit Cards
Reward Type: Travel
APR: 10.49% Variable
Introductory APR: 0.00%
Introductory Period: 12 months
Intro APR applied to: Balance Transfers
Cash Advance APR: 21.49% Variable
Annual Fee: None
Grace Period: 20 Days (Min.)
Card Status: Platinum
Credit Rating: Very Good Credit
Full Terms and Conditions: Click Here
  • Earn 1 Point For Every $1 Spent
  • No Annual Fee
  • 0% Intro APR On Balance Transfers For Up To Twelve Months
  • Points Can Be Redeemed For Air Travel, Hotel Stays, Auto Rentals, Cruises And More
 

REWARD INFO

Type of RewardPoint
Optional RewardNo
 

REBATE INFO

Points Per Dollar Spent1 Point
Additional PointsNone
Point DetailsCardholders can redeem earned points for airline tickets, airline frequent flier points, hotel stays, cruises, and more.
 

AIRMILES INFO

Miles-Points Expiration5 Years
Yearly Limit80,000 (10,000 per billing cycle)
Bonus Upon ApprovalNone
Bonus with First PurchaseNone
Bonus with Balance TransfersNone
Bonus AnnualNone
Bonus OtherNone
Bonus DetailsNone
 

MISC INFO

Best Card FeatureNo annual fee; access to reward program; long term 0% introductory rate on balance transfers.
Worst Card FeatureMinimum APR cap for cash advances.
Card ReviewThe Chase Travel Rewards« Platinum MasterCard«, issued by Chase, is designed for those who have very good credit and plan to take advantage of the reward program offered. Through the reward program, cardholders earn one point for every dollar spent on general purchases that may be redeemed for airline frequent flyer miles, free travel, hotel stays, and cruises. A maximum of 80,000 points may be earned per year (a maximum of 10,000 points per month) and unused points expire in five years. This program has some valuable perks, such as no blackout periods or seat restrictions. Aside from the reward program, this card offers a variety of additional cardholder benefits, such as up to $500,000 in travel accident insurance, auto rental insurance, and purchase protection. There is no annual fee and the interest rate for purchases and balance transfers is reasonably low for a reward card. In addition, there is a 0% introductory rate offered for balance transfers that is available for the first twelve months of membership. There is a minimum cap of 19.99% for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. The Chase Travel Rewards« Platinum MasterCard« is ideal for those who have a very good credit history, plan to pay in full each month (to avoid finance charges), and will take advantage of the reward program it offers.
Date Updated2005-01-31 00:00:00

Lowest Fixed APR Rate: 5.50%

Lowest Variable ARR Rate: 8.49%

Total Credit Cards in Database: 102