Starwood Preferred Guest® Credit Card from American Express®

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Apply for Starwood Preferred Guest® Credit Card from American Express®
Issuer: American Express
Credit Card Type: Reward Credit Cards
Reward Type: Hotel
APR: 15.49% Variable
Introductory APR: 2.90%
Introductory Period: 6 months
Intro APR applied to: Purchases, Balance Transfers
Cash Advance APR: 20.49% Variable
Annual Fee: $30.00
Grace Period: 20 Days
Card Status: Platinum
Credit Rating: Very Good Credit
Full Terms and Conditions: Click Here
  • Earn Up To 6,000 Starpoints In First Year Of Cardmembership
  • Starpoints Earned For Every Eligible Dollar Spent
  • Use Starpoints For Free Nights, Flights On Over 25 Major Airlines, And More
  • Annual 50% Off Award For Future Stays At Starwood Hotels And Resorts
 

REWARD INFO

Type of RewardPoint
Optional RewardNo
 

REBATE INFO

Points Per Dollar Spent1 Point
Additional PointsFour points earned when used at Starwood Hotels and Resorts. 500 Starpoints earned for every stay (up to a maximum of 10) at participating hotels or resorts within first year of membership.
Point DetailsStarpoints can be transferred to various airline frequent flyer programs worldwide (5,000 points are awarded when cardholder transfers 20,000 points into miles).
 

AIRMILES INFO

Miles-Points Expiration1 Year (Points do not expire as long as the account is active once during a 1 year period.)
Yearly LimitNone
Bonus Upon ApprovalNone
Bonus with First Purchase6,000 Points
Bonus with Balance TransfersNone
Bonus AnnualNone
Bonus Other6,000 Points***
Bonus Details***The 6,000 bonus Starpoints will be awarded with the first eligible stay at a participating hotel or resort.
 

MISC INFO

Best Card FeatureAdditional points offered to those who stay at Starwood Hotels and Resorts; bonus; annual fee is waived for first year.
Worst Card FeaturePoints expire in one year if card is not used to stay at a participating hotel or resort.
Card ReviewThe Starwood Preferred Guest® Credit Card from American Express® is designed for those with good credit who frequently stay at Starwood Hotels and Resorts and plan to take advantage of the various benefits and services that are provided. In reference to the reward program, one point is earned for every dollar spent on the card and four points are earned for Starwood related purchases. Points can be redeemed for various travel related services, such as free hotel stays and airline travel. Members receive 6,000 points for the first eligible stay and 500 points for each additional stay at a participating hotel or resort charged to the credit card, within the first year of membership (up to a maximum of 10 stays). Points do not expire as long as the cardholder makes one eligible stay at a participating hotel or resort annually. Perhaps what is most impressive about the program is the fact that cardholders can transfer earned points to a variety of frequent flyer programs. In addition, when a cardholder transfers 20,000 Starpoints into miles, they are awarded 5,000 miles. Also, after the first purchase cardholders earn 6,000 points. Aside from the reward program, the card does offer a variety of benefits, such as travel accident insurance, auto rental insurance, discounts via the Offer Zone, and various fraud protection services with each usage (see website for all benefits available). The interest rate for purchases is considered reasonably low (for a reward card) and there is an annual fee of $30. There is also a low introductory rate for purchases and balance transfers for the first six months. Therefore, those who can afford to pay in full each month after the introductory rate expires (to avoid finance charges), frequently stay at Starwood Hotels and Resorts (to earn additional points), and can accumulate enough points for a free hotel stay or other travel related service within a two-year period, will benefit most from what the Starwood Preferred Guest® Credit Card from American Express® has to offer.
Date Updated2005-02-01 00:00:00

Lowest Fixed APR Rate: 5.50%

Lowest Variable ARR Rate: 8.49%

Total Credit Cards in Database: 102