Wired Plastic Stored Value MasterCard«

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Apply for Wired Plastic Stored Value MasterCard«
Issuer: BANKFIRST
Credit Card Type: Stored Value
APR: None
Introductory APR: None
Introductory Period: None
Intro APR applied to: None
Cash Advance APR: None
Annual Fee: None
Grace Period: n/app
Card Status: Standard
Credit Rating: None or Poor Credit
Full Terms and Conditions: Click Here
  • Guaranteed Approval Stored Value MasterCard«
  • Pay Any Bill With Our Convenient ClickPay Service (Car, Rent, Utility)
  • Use Anywhere MasterCard« Is Accepted (Over 30 Million Locations)
  • Earn 1 Wired Point For Every $1 spent

SECURED-PREPAID-BAD CREDIT-FEES and LIMITS

Maximum Deposit$2,500
Application Fee$29.95
Participation Fee$83.40 ($6.95 monthly)
Reload Fee$0 for direct deposit, money order or cashier check, $3.95 for In Person Payments, $6.00 for SwiftPay, $10 for wire transfer.
Inactive Fee$25 (If the card is not used for a 60-day period it will be suspended, fee is to re-instate the card)
Total First Year Fees$133.35
 

REWARD INFO

Type of RewardPoint
Optional RewardNo
 

REBATE INFO

Points Per Dollar Spent1 Point
Additional PointsNone
Point DetailsPoints can be redeemed for prepaid wireless airtime at (Verizon, TracFone, Cingular, AT&T, Virgin Mobile), prepaid Internet service, long distance calling cards, and ring tones.
 

AIRMILES INFO

Miles-Points ExpirationNone
Yearly LimitNone
Bonus Upon ApprovalNone
Bonus with First PurchaseNone
Bonus with Balance TransfersNone
Bonus AnnualNone
Bonus OtherNone
Bonus DetailsNone
 

MISC INFO

Best Card FeatureNo credit checks; no annual fee; no security deposit required; no bank account required; access to reward program; holiday grand prize opportunity.
Worst Card FeatureActivation fee; monthly maintenance fee.
Card ReviewThe Wired Plastic Stored Value MasterCard«, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card. Although the card does not require a security deposit, it does require payment in advance, which is then used to offset future purchases made with the card. There is no interest applied on the account, no annual fee, nor other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $29.95, a monthly maintenance fee of $6.95 ($83.40 annually), and a minimum load amount of $20 is required. So in the first year alone, a cardholder can expect to pay a total of $133.35 in fees. It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program. Through the Wired Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, prepaid Internet service, a variety of ring tones, and prepaid wireless airtime at Verizon, TracFone, Cingular, AT&T, or Virgin Mobile. Therefore, those who are looking for a stored value card which they can pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program offered, may find the Wired Plastic Stored Value MasterCard« to be a beneficial option.
Date Updated2005-02-19 00:00:00

Lowest Fixed APR Rate: 5.50%

Lowest Variable ARR Rate: 8.49%

Total Credit Cards in Database: 102